2.1  Open to all new account openings (Adult Accounts and Junior Accounts) done online
       through Virtual Account Opening (VAO).

2.2  The eligibility to open TH account are as follows:-

Adult Account

• A muslim
• A Malaysian citizen
• Aged 18 years old and above
• Of sound mind

Junior Account

• A muslim
• A Malaysian citizen
• Below 18 years old
• Legal biological/adopted children
• The guardian must have a TH account and is a user of the THiJARI application
• Of sound mind

3.1  Register VAO on the specified dates. During VAO registration, depositors need to select a
       TH branch to do account verification.

3.2  To open Adult Account 

• Visit www.thijari.com.my.

• Click at “No TH Acccount? Open Now” at THiJARI website and follow the next step.

3.3  To open Junior Account

• The guardian needs to log in to the THiJARI application (own account). Select the “Opening Junior Account” menu and complete the transaction.

3.4  The first 1,000 depositors who registered VAO in the months of March, June, and December,
       and the first 1,060 depositors who registered VAO in the month of September will be chosen
       as the winners.

3.5  Depositors will be able to check their names to see if they are eligible via a social media
       announcement and the TH website.

4.1  The prizes offered are as follows:-

4.2  Prize claims can be made after the name list is uploaded on TH's official website and social
       media. To make a claim, the depositor needs to ensure that the account verification is done
       within 30 days after the VAO registration date by depositing a minimum of RM100.

4.3  Eligibility will be void if verification is done at another TH branch (not as selected during VAO
       registration), does not meet the minimum deposit requirements or exceeds the account
       verification period.

4.4  Depositors who meet the conditions and qualifications will receive the gift after account
       verification is done.

5.1  TH reserves the right to reject entries that do not meet the requirements or that are received
       after the specified date. TH is not obliged to present any reason and no correspondence
       and/or appeal to dispute the decision made by TH will be entertained.

5.2  TH at its absolute discretion reserves the rights to amend, cancel, terminate or suspend the
       Campaign and/or Terms and Conditions from time to time, in whole or in part, by providing
       sufficient notice not less than fourteen (14) days prior to the date of amendment,
       cancellation, termination or suspension. The mode of notifications could be in writing, via
       electronic means or display of notices at TH’s branches and website or in other manner as
       may be determined by TH. For the avoidance of doubt, cancellation, termination, or
       suspension by TH of the Campaign and/or Terms and Conditions shall not entitle the
       Eligible Participant(s) in this Campaign to any claim or compensation against TH for any
       losses or damages whatsoever suffered or incurred as a direct and indirect result of the act
       of amendment, cancellation, termination or suspension.

5.3  TH reserves the sole and absolute right to substitute any prize for any other item(s) of
       equivalent value or with any other items whichever TH deems appropriate, upon TH  issuing
       at least fourteen (14) days prior notice to all Eligible Participant(s) from the date of each
       draw is scheduled to be made by TH. The mode of notifications could be in writing, via
       electronic means or display of notices at TH’s branches and website or in other manner
       as may be determined by TH.

5.4  The Campaign Prizes does not include any other incidental expenses e.g transportation
       etc, unless expressly stated in these Terms and Conditions (if any).

5.5  For any information, enquiries or feedback on this Campaign, TH depositors may speak
       to Tabung Haji Contact Centre (THCC) at +603-6207 1919. Alternatively, depositors may
       email th-info@lth.gov.my.