WOW, Banyaknya Duit Raya! Campaign
Campaign Period
Starting from 7 April to 30 May 2025 and is divided into the selection of weekly winners as follows :-
PERIOD | NUMBER OF WINNERS |
7 -13 April | 250 |
14 - 19 April | 250 |
21 - 27 April | 250 |
28 April - 4 May | 250 |
5 - 11 May | 250 |
12 - 18 May | 250 |
19 - 25 May | 250 |
26 - 30 May | 250 |
Participation Eligibility
- Open to all TH depositors aged 17 years old and below; AND
- Make Hari Raya savings deposit worth RM500 during the campaign period.
- Permanent TH staff and those employed under a service or apprenticeship contract (including Management Trainees) as well as their immediate family members (spouse and children) are not eligible to participate in this Campaign.
Campaign Mechanism
- The first 250 depositors each week who meet the participation requirements by making deposit of RM500 into their dependent’s TH account during the Campaign Period are eligible to participate in the campaign.
- Depositors must deposit through FPX transactions, Direct Debit, or over-the-counter transactions at TH Branches during the Campaign Period.
- Depositors must have valid TH account, and the account must remain active throughout the Campaign Period.
Prize
- The prize for this Campaign as follows ("Prize"):-
PRIZE CATEGORY PRIZE WEEKLY NUMBER OF WINNERS WEEKLY WINNERS Duit Raya worth RM20 First 250 depositors to deposit their savings of RM500 into the TH account TOTAL WINNERS 2,000 - TH reserves the right to exchange cash prizes for non-cash prizes. Non-cash prizes are non-transferable and cannot be exchanged for cash (for non-cash prizes) or other items, either in whole or in part.
- All prizes and values stated are accurate at the time of printing and/or publication. The images of the prizes displayed in any marketing and advertising materials are for illustration purposes only and may differ from the actual prizes received.
- Each Eligible Participant who complies with the Terms and Conditions during the Campaign Period is entitled to ONLY one (1) prize in this Campaign.
- To the extent permitted by law, TH explicitly excludes and disclaims any representations, warranties, or endorsements, whether express or implied, written or verbal, regarding the prizes, unless such matters arise due to gross negligence or intentional misconduct by TH.
Winner Selection
- The winners of this Campaign will be selected based on the first 250 eligible participants according to the time of transaction with the stated additional savings amount.
- The winners must have updated their latest personal information in the TH system, including current address, mobile phone number, and a valid email address for notification and verification.
- TH will contact all selected winners to inform them of their win and confirm their address. Winners who cannot be reached via phone call or fail to claim their prize within the stipulated time will have their win forfeited.
- TH reserves the right to request relevant documents or written proof of identification, including information regarding the winner’s age and place of residence, before the winner claims the Prize.
- TH at its sole discretion, reserves the right to select another Eligible Participant to replace any winner who is ineligible or disqualified from this Campaign and/or the Prize for any reason without justification throughout the Campaign Period.
General Terms and Conditions
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Eligible Participants are advised to read and understand the Terms and Conditions set forth before participating in this Campaign. By participating in this Campaign, Eligible Participants are deemed to have read, understood, and agreed to be bound by these Terms and Conditions.
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To participate in this Campaign, Eligible Participants must meet the Eligibility Criteria. Unless otherwise stated by TH, Eligible Participants are not required to sign or fill in any application form to join this Campaign.
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By participating in this Campaign, Eligible Participants:
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agree and consent to their personal data being collected, processed, and used by TH in accordance with TH’s Privacy Notice to the extent necessary for the purpose of this Campaign, including marketing and promotional activities. In compliance with the Personal Data Protection Act 2010, TH will protect the personal data of Eligible Participants;
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agree to allow TH to publish or display their names or images in TH’s marketing media or website for this Campaign (where applicable) as deemed appropriate for publicitypurposes; and;
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agree that TH’s decisions on all matters related to this Campaign, including the selection of winners and prizes through the automatic draw engine, are final, conclusive, and binding on all Eligible Participants. TH is not obligated to provide any justification, and no correspondence and/or appeals disputing the decisions made by TH will be entertained; and
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agree that TH’s decisions on all matters related to this Campaign, including the selection of winners and prizes through the automatic draw engine, are final, conclusive, and binding on all Eligible Participants. TH is not obligated to provide any justification, and no correspondence and/or appeals disputing the decisions made by TH will be entertained.
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The TH account of the Eligible Participant MUST not be closed, must be valid, and/or must not be frozen as determined by TH or subject to any attachment, order, or restriction imposed by the court or any legally authorized authority during the Campaign Period and/or before the Prize is awarded.
Otherwise, the Eligible Participant will be disqualified from participating in this Campaign, and the Prize will be forfeited. Eligible Participants who lose their entitlement to the Prize shall not be entitled to any payment or compensation. -
TH reserves the sole discretion to disqualify any participant found interfering with the entry process or failing to meet the stipulated requirements and Terms and Conditions.
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TH shall not be responsible for any tax liabilities that may arise from the Prizes or their usage. Any tax filing obligations or tax payments (if applicable) to the relevant authorities as a result
of receiving the prizes shall remain the sole responsibility of the winners. It is the winners' responsibility to seek independent advice regarding any potential tax liabilities related to their financial position. -
TH at its sole discretion reserves the right to amend, cancel, terminate, or suspend this Campaign and/or the Terms and Conditions from time to time, in whole or in part, by providing sufficient notice of not less than fourteen (14) days before the date of such amendment, cancellation, termination, or
suspension. The notification method will be made either in writing, via electronic media, notices displayed at TH Branch Offices, on the TH website, or through other methods as determined by TH. For the avoidance of doubt, any amendment, cancellation, termination, or suspension of the Campaign and/or the Terms and Conditions by TH does not entitle the Eligible Participants of this Campaign to make any claims or seek compensation from TH for any loss or damage suffered or incurred, whether directly or indirectly, as a result of such amendment, cancellation, termination, or suspension. -
TH has the absolute right to replace any prize won with another prize of equivalent value or any other prize deemed appropriate by TH by providing notice to the Eligible Participants at least fourteen (14) days before the scheduled draw date. The notification method may be in writing, through electronic media, notices displayed at TH Branch Offices, on the TH website, or any other method determined by TH.
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The prizes in this campaign do not include additional costs such as transportation unless explicitly stated in these Terms and Conditions.
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Winners may be invited to attend a prize-giving ceremony or similar event (if any) at a date and location determined later. Winners will bear all expenses incurred to attend the event.
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TH shall not be responsible for any errors in the interpretation of facts and/or any injuries and/or loss of life and/or property damage resulting from the Prize won through this Campaign. TH shall not be liable in any way, whether directly or indirectly, for any loss, damage, or personal injury experienced by the Prize Winners, whether wholly or partially, in connection with this Campaign, their participation in it, the acceptance or use of the Prize, or any incidents occurring during travel to claim the Prize. TH shall not be responsible for any actions or omissions, except for liabilities that cannot be excluded by law. TH will not be responsible in any way for any matters beyond its control in relation to this Campaign and any related matters.
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Eligible Participants are advised to visit TH’s website from time to time to review these Terms and Conditions and ensure they have the latest information regarding any changes or amendments.
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Eligible Participants are responsible for ensuring that their phone number, email address, and/or mailing address are up to date and updated with TH. Notifications from TH will be based on the Eligible Participant’s phone number and mailing address in Malaysia as registered with TH. TH shall not be liable for any losses (including loss of opportunities and consequential losses arising therefrom) incurred by the Eligible Participant or any failure to deliver any information due to outdated or incorrect contact details.
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In the event of any discrepancies between these Terms and Conditions and any advertising, promotions, publicity, or other materials related to the Campaign, these Terms and Conditions shall prevail.
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All Terms and Conditions are subject to and shall be interpreted in accordance with the laws of Malaysia, and Eligible Participants agree to be bound by the jurisdiction of the Malaysian Courts.
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For any inquiries, further information, or feedback regarding this Campaign, depositors may contact the TH Contact Centre at 03-62071919 or alternatively via email at th-info@lth.gov.my.
Frequently Asked Questions (FAQ)
No. | Questions | Answers | ||||||
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1 |
What is Wow, Banyaknya Duit Raya! |
Wow, Banyaknya Duit Raya! campaign is a savings campaign organized by TH, offering RM20 duit raya prizes with a total prize value of RM40,000. This campaign is held to encourage depositors to save their duit raya in TH while also having the chance to win exciting weekly prizes. |
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2 |
Who can participate? |
All TH depositors aged 17 years old and below with an active account and who meet the campaign requirements are eligible to participate. |
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3 |
When does the campaign start/end? |
The campaign runs throughout the year from 7 April to 30 May 2025, for a total duration of 8 weeks. |
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4 |
How to participate? |
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5 |
Does the Wow, Banyaknya Duit Raya! |
Yes. Through the wakalah contract, depositors have the opportunity to gain added value and other benefits under this contract. This campaign has been approved by TH’s Shariah Advisory Committee. | ||||||
6 |
What are the prizes offered? |
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7 |
How many prizes can each winner receive |
Each participant could only win a maximum of one (1) prize throughout the campaign period. |
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8 |
How are winners selected and notified? |
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9 |
How can depositors get more information |
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