If these assets are not transferred, the value of TH's liabilities will exceed the value of the assets. Therefore, TH will not be able to distribute grants to depositors for 2018 and the next few years. If this happens it will cause a potential liquidity crisis or bank- run. The government had to make a cash injection to help TH to return the deposit as guaranteed as enshrined in the Hajj Fund Act 1995. This sudden cash injection will burden the country's financial position and can have a negative impact on the country's credit rating.